About Us

FIS, FIS Mortgage Advisor, FIS Advisor
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Coaching for Champions!

FIS, FIS Mortgage Advisor, FIS Advisor
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A Career Built on Diverse Experiences and Client-Centered Solutions

Calvin Ng

My career began with Sanyo, where I worked as a planner (Production & Sales) in the consumer electronics industry. This role marked the foundation of my professional journey, teaching me the importance of meticulous planning, time management, and attention to detail. These skills became pivotal as I transitioned into the fast-paced hard disk drive sector, taking on roles as a buyer and procurement engineer at Syquest Technology International and Maxtor Peripheral. During these 8 years, I developed a keen ability to analyze complex processes, negotiate effectively, and manage high-pressure situations—experiences that shaped my analytical mindset.

However, I eventually realized that the corporate environment, with its high-stress ceilings, was not the long-term path I envisioned for myself. Seeking freedom and flexibility, I ventured into the office furniture industry as an operation manager at Technigroup Office Furniture in KL, and later as sales director at T.A Furniture in Singapore, I took on the challenge of setting up its sales distribution network in Singapore, where I was instrumental in driving the company’s regional growth. Over the 5 years I spent in the industry, I honed my entrepreneurial skills, developed a deep understanding of market dynamics, and learned to navigate competitive business landscapes. This phase was pivotal in nurturing my independent spirit and ability to build relationships with stakeholders.

A turning point came when I made a bold move into the real estate industry, a field I had never intended to explore. Initially, I viewed property sales as an unlikely fit for my career. However, a chance encounter with a senior mentor revealed its potential as a platform where my skills could thrive. Over the next 20 years, I worked with some of the most prestigious agencies in Singapore, including Coldwell Banker, ERA, REA, Knight Frank, and PropNex, while also collaborating with local Malaysian agencies. In this field, I discovered my passion for helping clients navigate the complexities of property transactions. Real estate became not just a career but a calling—an avenue where I could provide valuable insights, problem-solving expertise, and personalized guidance to property owners.

Today, with decades of experience spanning consumer electronics, manufacturing, office furniture, and real estate, I bring a wealth of knowledge and a client-centric approach to my work. Each phase of my career has instilled unique skills: precision from my corporate roles, entrepreneurial resilience from my business ventures, and a people-first mindset from my real estate journey.

In my current role, I’m focused on helping homeowners optimize their loans, reduce financial burdens, and achieve financial freedom. By combining my diverse background with a passion for empowering individuals, I provide solutions that are not only practical but deeply personalized. Even to date, I am driven by the belief that it’s never too late to excel or make a meaningful difference in people’s lives.

At ShortenLoan.com, we aren’t just helping clients—we’re building a team of like-minded individuals passionate about making a difference. If you’re interested in joining a company that values trust, growth, and innovation, we’d love to hear from you. Together, we can help more homeowners achieve financial peace of mind.

Mission

"To simplify loan restructuring and empower property owners in Malaysia and Singapore to achieve financial freedom. With our expertise and commitment, we help you shorten your loan tenure, reduce interest costs, and take control of your future - because your financial success is our priority."

Vision

"To be the most trusted partner for property owners seeking smarter mortgage solutions, driven by our dedication to delivering personalized, effective, and stress-free loan restructuring services that turn financial goals into reality."

Joanna Tan

FIS Advisory Sdn Bhd, established in 2014, is a leading professional mortgage advisory firm in Malaysia. Our mission is to assist property owners in navigating the challenges posed by fluctuating interest rates, particularly the Base Lending Rate (BLR) and Base Rate (BR). The firm offers tailored solutions that enable clients to save between 30% to 75% on mortgage interest and significantly shorten loan tenures with 99% accuracy.

FIS Advisory, under the leadership of founder and Managing Director Joanna Tan, who brings over 16 years of senior experience in BLR management and 30 years in marketing and sales, FIS Advisory has garnered recognition for its commitment to helping households conserve their hard-earned money. Joanna’s philosophy, “Those who serve the most, reap the most,” reflects her dedication to client service.
 

FIS Advisory’s comprehensive services include loan analysis, personalized consultations, and customized strategies to optimize mortgage management. our expertise spans various property types, including residential, commercial and industrial properties. Over the years, FIS Advisory has successfully served a diverse clientele, contributing to their reputation as the preferred choice for individuals seeking professional mortgage advice in Malaysia.

Our Team

FIS, FIS Mortgage Advisor, FIS Advisor

Martin Stommer

Founder / CEO
Martin is a well-established business coach for 12+ years. His way of coaching and guiding reflects his helpful and friendly nature.
FIS, FIS Mortgage Advisor, FIS Advisor

Barbara Cooper

Founder / CEO
Barbara is an award winning coach who has helped over 25+ businesses start and flourish online. She loves interacting and making friends.
FIS, FIS Mortgage Advisor, FIS Advisor

Jason Ester

Founder / CEO
Graduating from one of the top universities and an expert in helping IT businesses grow, Jason has been a friend and guide to many budding entrepreneurs.

Empower Clients, Make a Difference & Build a Rewarding Career with FIS Advisory Today!

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